The financial decisions that started on day one
Year One Track covers what nobody briefed you on before you signed: 401k matching, withholding elections, and how to walk into a performance review with a number you can defend.
What each session actually covers
Module 1: Reading your first pay stub—gross vs. net, FICA, and what to change before the next pay period.
Module 2: 401k elections—matching formulas by employer type, contribution timing, and the one default setting that costs you.
Module 3: Tax withholding and W-4 adjustments—how to stop over-paying and what triggers an underpayment penalty.
Module 4: Expense tracking and first-year cash flow—fixed commitments, variable spending, and a framework that holds at any salary.
Module 5: Performance review prep—how to document your contributions, salary band research by city and role, and the exact language to open the conversation.
Module 6: Benefits decisions beyond 401k—HSA vs. FSA, life insurance elections, and what to re-examine at open enrollment.
Six sessions, built around a full week
Mentors managing these decisions right now
Every session is led by a working professional currently inside a corporate finance, consulting, or operations role—not a career coach relaying second-hand information.
Sessions run bi-weekly over three months—each 75 minutes, scheduled evenings or weekends. No consecutive-week sprints; the gap is intentional so you can apply what you covered before the next one.
Mentors are matched by industry sector and city so the salary data, benefit structures, and workplace norms they reference are specific to where you actually work.
Small cohorts of four to six participants. Live sessions only—no pre-recorded modules, no async-only delivery.
The first two years set the terms for everything after
Year One Track is structured for professionals who are already in a role and need to close the gap between where they started and where the decisions actually matter.